Bespoke Finance

We work alongside the market’s leading finance lenders and motoring specialists, which is how we have helped hundreds of our customers secure the best finance deals for their budget.

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What We Offer

Hire Purchase

HP (Hire Purchase) car finance lets you own a vehicle by making monthly payments over a set period, typically 2 to 5 years, without a large final payment.

Once the payments are complete, you own the car outright. 

Personal Contract Purchase

PCP (Personal Contract Purchase) car finance is a flexible auto financing option that involves making monthly payments over a fixed term, often 2 to 5 years, allowing you to drive a new or used vehicle.

At the end of the contract, you have the choice to buy the car by paying a final balloon payment, return it, or start a new PCP agreement.

Lease Purchase

LP (Lease Purchase) Also known as Hire Purchase with a Balloon. A finance agreement where you pay a deposit and monthly instalments over a fixed term, with a large final balloon payment due at the end to take full ownership of the vehicle. This structure lowers monthly costs by deferring part of the price, making higher-value cars more accessible.

Unlike hire purchase, you’re obligated to buy the car at the end, and you can sometimes refinance the balloon or settle early.

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Terms & Conditions

Better Performance collects and processes the personal data set out in our Privacy Policy. This includes personal data collected directly from data subjects or obtained from third parties.

Better Performance only collects, processes, and holds personal data for the specific purposes outlined in our policy, or for other purposes expressly permitted by the GDPR, as applicable:

Legal purposes.
Regulatory purposes.
Performance of a contract.
Ensuring customer affordability.
Marketing purposes (where data subject has consented).

Fraud Prevention Agencies – Fair Processing Notice (FPN)

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found in our Privacy Policy.

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